Micro Loans
CDFF Micro Loans support small and medium-sized businesses with timely financing for growth, operations, equipment, inventory, and working capital needs.
CDFF Micro Loans are thoughtfully designed to support the growth and sustainability of small and medium-sized businesses. We recognize that entrepreneurs and business owners require timely access to finance to manage day-to-day operations, expand their ventures and respond to evolving market opportunities.
Our micro financing solutions offer flexible loan amounts and structured repayment terms, enabling businesses to maintain healthy cash flow without unnecessary financial strain. Whether you are looking to invest in inventory, upgrade equipment, expand your operations or meet short-term working capital needs, our Micro Loans provide the financial support you need to move forward with confidence.
With CDFF as your partner, you gain more than just a loan, you gain a reliable foundation to grow, adapt, and succeed in a competitive business environment.
Eligibility Requirements
- Age between 18 and 64 years
- Valid National Identity Card (NIC)
- Verified proof of residential address, such as a utility bill
- Have a steady source of income
Motor Loans
CDFF Motor Loans provide affordable vehicle financing for personal and commercial use, with flexible repayments and a simplified approval process.
CDFF Motor Loans are designed to provide affordable and well-structured vehicle financing solutions for both personal and commercial use. Whether you are purchasing a brand-new vehicle or a reliable used one, our financing options are tailored to help you own your vehicle with ease and financial confidence.
We understand the importance of timely mobility for both individuals and businesses. That is why we offer flexible repayment options, competitive interest rates, and a simplified approval process to ensure a smooth and efficient borrowing experience.
Eligibility Requirements
- Be between 18 and 60 years of age
- Possess a valid National Identity Card (NIC)
- Have a stable and verifiable source of income
- Provide acceptable proof of residence, such as a utility bill or equivalent document
- Demonstrate sufficient repayment capacity based on financial assessment
- Submit a valid vehicle valuation from an authorized valuer
Business Loans
CDFF Business Loans support small and medium-scale enterprises with structured financing for expansion, equipment, productivity, and working capital needs.
CDFF Business Loans are designed to support the growth and sustainability of small and medium-scale enterprises by providing structured financial assistance tailored to business needs. Whether you are expanding operations, investing in new equipment, improving productivity or managing working capital requirements, our business financing solutions are built to help your enterprise move forward with confidence.
We understand that every business is unique. That is why our loan facilities are customized based on your business model, cash flow capacity, and repayment ability. With competitive interest rates, flexible repayment structures, and a simplified application process, CDFF ensures that financial support is accessible when your business needs it most.
Our Business Loans Can Be Utilized For
- Business expansion and branch development
- Purchase of machinery, equipment, or tools
- Working capital and cash flow management
- Inventory and stock procurement
- Operational improvements and business modernization
At CDFF, we aim to be more than a lender. We strive to be a long-term financial partner supporting your business growth journey through reliable and transparent financial solutions.
Eligibility Requirements
- Be between 18 and 65 years of age as the business owner or authorized representative
- Possess a valid National Identity Card (NIC)
- Be the owner or authorized operator of a registered or recognized business
- Provide proof of business operations, such as registration documents, trade license, or relevant permits
- Submit proof of a stable and verifiable income or business cash flow
- Provide acceptable proof of residence, such as a utility bill or equivalent document
- Demonstrate sufficient repayment capacity based on financial assessment
Pawning Services / Gold Loans
Pawning Services / Gold Loans offer secure, quick financial assistance through professional valuation, transparent lending, and safe storage of pledged gold items.
Our Pawning Services provide a secure and convenient way to access immediate financial assistance by leveraging the value of your personal assets. Through professional valuation and transparent lending practices, CDFF ensures that customers receive fair value and quick access to funds when they need it most.
This short-term financing solution is designed to offer financial flexibility without the complexity of lengthy approval processes. Whether it is for personal or urgent financial needs, our pawning facility provides a reliable option with confidentiality, safety and efficiency at its core.
At CDFF, all pledged assets are carefully assessed by experienced professionals to ensure accurate valuation and fair loan offers. We are committed to maintaining trust and transparency throughout the entire process, from evaluation to redemption.
Key Features
- Instant liquidity against pledged assets
- Professional and fair asset valuation
- Secure storage of pledged items
- Transparent and competitive interest rates
- Confidential and customer-focused service
Eligible Items for Pawning
- Gold jewelry, subject to purity assessment
Eligibility Requirements
- Be 18 years of age or older
- Possess a valid National Identity Card (NIC)
- Provide the physical item to be pledged for valuation
- Agree to the terms and conditions of the pawning agreement